Any CAP LIFE memberships/sessions/activity bookings bought by You are non-refundable, non-exchangeable, and non-saleable.

The Company and/or relevant service provider(s) / vendor shall have the right to cease/terminate the relationship with You unilaterally without any reason, and applicable amount or cashback (if any) or pro-rata refund, as the case may be, shall be refunded to You subsequently.

With regards to payments, the Platform shall not be responsible for any unauthorised transactions conducted on our Platform using Your payment card or internet banking. The Platform shall not be obligated to refund any money to You in such instances.